Retirement planning is about accumulating the appropriate amount of money that will generate the income you need to accomplish your goals. A natural part of this discussion is also how you would like to pass along your legacy to your heirs through estate planning.

Individual Planning

How long will you live in retirement?
According to Centers for Disease Control data, maybe 20 years or more.

Estimating how much money you need to save can be tricky, but that’s where the expertise of Baron Financial Group comes in. Our financial representatives are trained to deal with numerous personal financial topics, including retirement, and can help you set the financial goals and priorities you need to make a comfortable retirement a reality.
The good news is, it’s never too early to start planning for your retirement – it’s also never too late. Our financial representatives will look at what you have in place in terms of Social Security, as well as pensions, annuities, and investments to get a solid starting point. We will then work with you to determine a goal and recommend specific steps to meet that goal. This means we may give advice on how you should allocate your investments, what kind of insurance you really need and explain how certain moves may affect your taxes or estate.

Business Owners

As a business owner, it’s not just your retirement planning that is a top priority, but also helping your employees plan for theirs.

At Baron Financial Group, we work hard to provide business owners with individualized retirement plans that will best suit their company, and provide opportunities for the owner and employees to save for the future.
Our financial representatives can help you determine what plan is best, as well as look at ease of administration and options for employee contribution. We can also facilitate the change from one carrier to another and service the new plan once it is in place.
We will also act as a resource for our business clients and their employees, answering any questions not only about the company’s retirement plan but about other aspects of financial planning. Our retirement plan consultations are done free of charge as a service to the business community.

The good news is, it’s never too early to start planning for your retirement.
It’s also never too late.